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85 Spruce Street N 203, Cambridge, ON N1R 4K4, Cambridge | 2 Bed Condo for Sale | MLS® X13487762 | CondoPoint

$359,000

85 Spruce Street N 203, Cambridge, ON N1R 4K4

2Bedrooms

2Bathrooms

1Parking

Key Highlights

Property TypeResidential Condo & Other

Property Sub TypeCondo Apartment

CityCambridge

NeighbourhoodCambridge

Days on Market124 Days

ExposureSouth West

LockerExclusive

Property Description

Welcome to Spruce Street Lofts, where industrial heritage meets modern style in the heart of East Galt. This spacious 947 square foot loft blends original character, andboasts a two bedroom, two bathroom set up, with loft vibes accentuated by exposed brick, soaring ceilings, and oversized windows, the contemporary fini...

Property Details

Construction MaterialsBrick

Approximate Age0

MLS StatusSold Conditional

MLS #X13487762

Annual Taxes$3,085.08

Maintenance Fees$818.5

Maintenance Fee IncludesCommon Elements Included, Building Insurance Included, Parking Included

Cross StreetsDundas St N/Spruce St

Interior Features

HeatingForced Air (Gas)

CoolingCentral Air

Exterior Features

Architectural StyleCondo Apartment

RoofFlat

Garage TypeAttached

Pets AllowedYes-with Restrictions

Exterior FeaturesBrick

Building & Property Amenities

bbqs allowed

exercise room

gym

party room/meeting room

visitor parking

common elements included

building insurance included

parking included

Comprehensive Specifications

Approximate Age16-30

AreaWaterloo

Balcony TypeOpen

Bedrooms Above Grade2

Central Vacuum Y Nfalse

Conditional Expiry Date2026-11-03

Contact After Expiry Y Nfalse

Contract StatusAvailable

Den Familyroom Y Nfalse

DirectionsDundas St N/Spruce St

Ensuite Laundry Y Ntrue

ExclusionsOwners Personal Contents

Extension Entry TimestampSep 24, 2026

Garage Y Ntrue

Geocode Attempts0

Geocode StatusPENDING

InclusionsBuilt-in Microwave, Dishwasher, Dryer, Refrigerator, Smoke Detector, Stove, Washer, Window Coverings, All ELFs as Present

Kitchens Above Grade1

Kitchens Total1

Legal Stories1

List A O RNiagara Association of REALTORS

Living Area Range900-999

Lockfalse

Locker Unit55

Parking Level Unit11

Parking Spot123

Parking Type1Owned

Permission To Contact Listing Broker To Advertisefalse

Possession DetailsTBD

Possession TypeFlexible

Price Change TimestampAug 12, 2026

Property Management CompanyTrevarren P.M

Rental ItemsHot Water Heater

Rooms Above Grade6

Showing AppointmentsShowing System - Easy to Show!

Sold Conditional Entry TimestampOct 27, 2026

Square Foot SourceLBO Provided

Status Certificate Y Ntrue

Street SuffixStreet

Tax Year2025

Unit Number203

Vendor Property Info Statementfalse

Washrooms Type11

Washrooms Type1 LevelMain

Washrooms Type1 Pcs3

Washrooms Type21

Washrooms Type2 LevelMain

Washrooms Type2 Pcs4

Map

Rooms

Name	Size	Features
Utility Room	1.63 x 2.11 m
Bedroom	4.7 x 3.94 m
Bedroom 2	3.51 x 3.96 m

Mortgage Calculator & Financial Insights

Estimated Paymentmonthly

$2,949 / month

Req. Household Income

$90,588/yr

Est. Upfront Cash

$19,450

Down Payment (5.0%)$17,950

5.0% ($17,950)50% ($179,500)

Interest Rate4.04%

Amortization Period

Monthly Payment Breakdown

Principal & Interest

$1,873

Property Taxes

$257

Maintenance Fees

$819

Req. Household Income (32% GDS):$90,588/yr

* Disclaimer: Estimated calculations for informational purposes only. Actual payments may vary based on lender approval, interest rates, taxes, insurance, and other applicable costs.

Price History

Discover the price history for 85 Spruce Street N 203, Cambridge, ON N1R 4K4

Listed for $374,000 on Jul 29, 2026

Listed for $374,000 on Jun 25, 2026

Historical Price Trends

Recorded Price Trajectory

Real recorded price changes for 85 Spruce Street N 203, Cambridge, ON N1R 4K4 in Cambridge.

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Tariq Janjua

Broker

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$359,000

85 Spruce Street N 203, Cambridge, ON N1R 4K4

Key Highlights

Property Description

Property Details

Interior Features

Exterior Features

Building & Property Amenities

Comprehensive Specifications

Map

Rooms

Mortgage Calculator & Financial Insights

Monthly Payment Breakdown

Price History

Historical Price Trends

Recorded Price Trajectory

Contact Agent

Ready to go See it?

Looking to Sell Your
Condo?

Discover Market Insights

Curate Your Favorites

Unlock Full Galleries

Create an account

$359,000

85 Spruce Street N 203, Cambridge, ON N1R 4K4

Key Highlights

Property Description

Property Details

Interior Features

Exterior Features

Building & Property Amenities

Comprehensive Specifications

Map

Rooms

Mortgage Calculator & Financial Insights

Monthly Payment Breakdown

Price History

Historical Price Trends

Recorded Price Trajectory

Contact Agent

Ready to go See it?

Looking to Sell YourCondo?

Looking to Sell Your
Condo?